If you are one of the thousands who got scammed by one of the fraud schools who inflated job prospects to lure you in to thousands of dollars of debt and no job to show for it, this is for you.
As everyone with a degree knows, student loans are the only loans that are difficult to discharge in bankruptcy. Progress is being made. Michael Hedlund went to law school and flunked the bar three times and then spent the next ten years trying to get $85,000 in student loans discharged in bankruptcy. Finally in 2013, he won a partial discharge, which could make it easier for those who were unable to get work in law.
Of course there are unemployment deferments, financial hardship deferments, and IBR. I have a friend who graduated law school six years ago and hasn't paid a dime just using deferments.
If you're not poverty stricken, think about getting another worthless degree in the evening. Even if in school only part time, you don't have to pay your loans. Obviously, this only works if the courses you are taking are cheaper than your loan payments. Finally, if you are willing to teach in a dangerous neighborhood for a few years, you can get your loan discharged.